Veterinarian Insurance
The Good, The Bad, & The Ugly
Veterinarian insurance comes in many different forms. Thanks to increasing demand you can now find a wide range of customizable plans that can fit your budget. Here are some things to think about before buying veterinarian insurance. The GoodThe Good news is that a pet policy can save you from having to pay large unexpected expensive vet bills. Accidents that your pet has cannot be planned for, which is why having a pet policy can give you some piece of mind. Also, to the competitiveness of the pet insurance industry, prices are lower now, and plans are very flexible. In fact almost all companies let you customize your plan to meet your needs. The BadThe Bad news is that many insurance companies may prevent you from buying coverage on pets that already have pre-existing medical problems. Also, even though you may be insured, the companies can deny certain claims, leaving you to pay the whole bill by yourself. The UglyThe Ugly when it comes to pet insurance is that it can add thousands of dollars to the cost of a dog or cat. For example, say your monthly premium is $31 and your pet lives 8 years, which is average for a dog. $31/month x 12 months x 8 years = $2,979 Now if you have cat insurance and your cat lives for 16 years: #31/month x 12 months x 16 years = $5,952 So you can see how veterinarian insurance can really add up after a while.
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