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PetSmart Pet Insurance

PetSmart pet insurance is offered through the form of Banfield Optimum Wellness Plans. Banfield veterinary hospitals are located in more then 650 PetSmart stores and offer a full range of veterinary services.

PetSmart Pet Insurance Features

1. All Optimum Wellness Plans are detailed plans to give your pet the best care.

2. Each plan offered comes in different levels of healthcare coverage that you can choose from.

3. The plans can save you up to 50% on the routine medical care your pet needs.

4. You can choose to either pay for the plan up front, or pay in monthly installments.

Advantage Over Traditional Plans

PetSmart pet insurance claims that its plans are superior over others because they are intended to be used for preventative care, and they don't only focus on treating illnesses and injuries.

Also, the fee is the same for all pets, and you don't have to worry about deductibles or waiting periods.

Most of their plans cover vaccinations, physical exams, ear exams, heartworm tests, fecal exams, dewormings, office calls, and interstate health certificates.

Disadvantages

The main disadvantage is that unlike regular pet insurance where you could be covered for up to 80% of charges, with these plans you would at most be discounted 20%.

Also, many traditional insurance plans also cover preventative care that is covered in these plans, but also cover accidents illnesses, and surgeries.

Summary

Whether or not PetSmart pet insurance is right for you can only be decided upon by you. Its best to think about all your options before signing up for any expensive plan.

For reviews of these Wellness Plans please visit: PetSmart Bandfield Wellness Plan Reviews.

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