Lifetime Pet Insurance

What is lifetime pet insurance?

Lifetime pet insurance merely means that your pet is covered for their entire lifetime.

One of the drawbacks of some pet insurance companies is they will discontinue coverage of your pet once they reach a certain age.

6-8 years of age is a kind of a cutoff point for when most insurance companies would like to stop insuring dogs.

In order to prevent your pet from being dropped from a insurance company it’s always good to get this type of policy on your dog. BUT this does not guarantee your pet will not be dropped, but the likely hood is less.

This type of insurance will help prevent not only your pet from being dropped but also can prevent large raises in your annual or monthly premiums for your pet.

Cost Of Policy

Most pet insurance companies offer lifetime pet insurance as an option on their policies today, but obviously these are much more expensive.



With dogs and cats living longer today, having lifetime coverage is a good idea, because it helps to ensure that no matter what how old your dog gets your pet will still be covered for life to assist in treating life long conditions.

Remember that since this policy have lifetime coverage the premiums will be much higher so you have to figure in if it’s worth offering pet if it is worth buying this type of pet insurance.

Lifetime Limits

You remember, like most policies, these policies do have limits, so find out what they are before buying.

Some have limits per medical condition, while others could have limits per year.

Start by getting at least three quotes and comparing the policies side by side to find the best one for your pet.