Exotic Pet Insurance

Exotic pet insurance might be a good idea for you if you can find a great plan.

Animals Covered

Today you can find coverage for a wide range of animals. From amphibians, chameleons, chinchillas, ferrets, geckos, gerbils, goats, guinea pigs, hamsters, hedgehogs, iguana, lizards, mice, possums, potbellied pigs, rats, rabbits, snakes, sugar gliders, tortoises, and turtles.

Generally an exotic animal is classified as anything other than a dog or a cat.

What’s Covered

Most insurance companies will cover the medical treatments and surgeries, accidents, illness, treatments, lab fees, x-rays, and hospitalization. Depending on your provider you will either be reimbursed a percentage of the bill, or reimbursed on a benefit schedule.

Factors to Consider

>How much you paid for your pet

>How old is your pet

>How long will your pet likely live

For some very inexpensive pets, it might not make sense financially to pay for pet insurance. But only you can decide this.

Things To Think About

40% of reptile owners have had to take their pet in for unplanned veterinary visits at some point during the previous two years.

Also if you own certain exotic pets that are dangerous to humans you may also consider getting liability insurance.