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Dog Vet Insurance

7 Things to Consider Before Buying Pet Insurance

Dog vet insurance can be a great way cover healthcare expenses for your dog. Here are seven things to consider before buying a policy.

1. It’s Not Too Expensive

Many people do not get dog vet insurance because they think it will be too expensive. However nowadays you can find many cheap insurance plans for under $10.

2. You Can See any Vet

In the early years of pet insurance you were limited to which veterinarian you could see. However thanks to increased competitiveness in the industry you can now see any licensed veterinarian.

3. Get Multiple Quotes

Before you buy dog vet insurance try and get at least three quotes from different companies. Plans can very gratefully in their coverage and in the monthly premium, so it’s important to compare policies before buying.



4. Ask for Discounts

Always ask if you qualify for any discounts before buying a policy. Most people will qualify for a least one type of discount. This could be a multiple pet discount, microchip discount, or a dog training discount. Some discounts can end up being 10 to 15% of the bill.

5. Beware of the Deductibles and Coverage Limits

It’s important that you do a good job of comparing pet insurance policies because the deductibles and coverage limits can vary greatly. One company might have a low deductible, but they also might have low coverage limits. On the other hand some companies that have very high deductibles might also have higher coverage limits.

6. Customer Service

Always make sure you call and talk to someone over the phone before buying a policy. You can buy a policy over the Internet but it’s important to know that someone will be there when you need to file a pet insurance claim.

7. Pet Insurance Alternatives

Many people do not consider other pet insurance alternatives. There are actually quite a few out there and some of them are even better then dog vet insurance. One of the best ones is just creating your own pet emergency fund.


Great video on the Dog DNA Test

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