Dog Insurance for Renters

Does Renters Insurance Cover Dog Damages?

Your renter’s insurance may or may not cover you in case your dog does damages to your apartment. The only way to find this out is to read your insurance policy or to actually call your insurance company.

If your dog has already done damage to the apartment then you need to be proactive about contacting your insurance company about any coverages they might have.

Don’t wait until you move out of the apartment for the landlord to discover the damage that your dog has done. This looks very poor on your part and looks like you’re trying to cover things up.

Fix Things

The other alternative is to get workmen in and pay them yourselves to fix damage that your dog has done to the apartment.

Marking the Floor

If you have a hardwood floor in your apartment and you’re worried about your dogs nails scratching the floor, its a good idea to put rugs down where your dog walks to walk the most like in hallways, doorways, and around dog food bowls. Or keep your dog's nails trimmed short with something like PediPaws.

Cover Furniture

If you’re renting furniture, it might also be a good idea to put a cover over them to prevent accumulation of dog hair, and to stop your dog from chewing on the corners of the furniture.

Doors

There are many different types of door protectors that you can put on the lower half of doors to keep your dog from scratching them up. These are often very cheap and are much cheaper than having to pay for a replacement door.

Bottom Line

The bottom line when it comes to dog insurance for renters, is to be proactive.

First contact your renter’s insurance company and see what kind of torture have.

Second, take proactive measures in protecting your apartment from your dog.

Third, document the condition of your apartment carefully when you move in.