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Dog Kennel InsuranceDog kennel insurance is important to have if you derive income from housing dogs. Even if you do this as a side business it is still important to cover yourself and your business from potential lawsuits. Liability Coverage Liability coverage can help protect you if someone visiting your property, or even if an employee becomes injured while on your property. This could happen from a simple slip and fall out in front of the business, from a dog bite, or even from slipping on a wet floor. Homeowners Insurance If your kennel is on your home property and you run it as a business, odds are that your homeowners policy may not cover you. You should read the policy that you have and see if there are any specific exclusions. If you cannot figure out from reading the policy, than call your homeowners insurance agent and ask. Don't wait until something goes wrong to find out if you're covered or not. Medical Coverage Besides liability coverage you should also look into getting medical coverage as well. Having medical coverage helps you to avoid lawsuits by being able to provide funds to pay for medical bills of injured people. Amount of Coverage How much coverage you need is a personal financial decision. However if you need assistance you should contact an insurance broker in your area. Brokers are specifically trained to help determine the amount of coverage businesses need. How Much Does It Cost A dog kennel policy probably starts around $100 a year and can go up to $600 a year. But this depends on how much coverage you need and how big your business is.
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