Dog Breeders Insurance

Dog breeders insurance is a good type of insurance to have if you derive significant income from these activities.

Homeowners Insurance

Since most dog breeders are small and only do it out of their houses you may be covered by your homeowners insurance policy because it does contain some liability insurance. However if you derive above a certain income level from this activity your homeowners insurance policy may no longer cover you.

Also since some homeowners insurance policies restrict what type of dog breeds they will cover, you should call them and specifically asked them if you’re covered or not.

What To Do If You Are Not Covered

If you find that you don’t have sufficient coverage from your homeowners insurance policy call up small-business insurance brokerage in your area and get a quote, you should be able to get a policy for as little as $300 a year or even less.

Do I Need Dog Breeders Insurance?

If you have people coming over to your house on a regular basis to look at dogs, to play with dogs, or derive significant income from this activity you should get additional protection.

Having people coming over to your house exposes yourself to certain liabilities. Someone could slip and fall on your steps or sidewalk, a dog could bite them, or a dog that someone had just purchased becomes injured.

Get A Quote Before It’s Too Late

If you’re even asking yourself the question whether you need it or not that means you should at least get a quote. Do it this week and don’t wait until it’s too late, and an accident happens. You’ve worked hard in establishing your dog breeding business and don’t let it be taken away by a lawsuit.

Calls an insurance broker in your area today and find out what kind of coverage is available to you. Since almost all small businesses have liability insurance they should be able to come up with a good policy in your price range.

Great video on the Dog DNA Test