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Dangerous Dog Insurance

Over the last 10 years it is harder and harder to find an insurance company that will provide coverage for certain dogs that they deem to be more aggressive.

Each year the number of dogs on the list continues to grow as more and more homeowner insurance providers are trying to minimize the number of payouts in this area.

In fact some people estimate that anywhere from 20-40% of all claims on homeowners insurance policies are pet related.

Here are 13 dog breeds that generally appear on the list of dangerous dog breeds. Remember this list varies greatly from company to company. More and more homeowners insurance policies are banning certain breeds of dogs and it can be hard to find a company that will ensure your dog.

And if your dog has a history of biting someone in the past is almost impossible to find liability coverage for them.

13 dangerous dog breeds

Wolf hybrids
Akitas
American Bandogge Mastiffs
Boerboels
Chow-chows
Doberman Pinschers
Olde English Bulldogs
Rottweilers
American Staffordshire Terriers
English Bull Terriers
Pit Bull Terriers
Presa Canarios
Staffordshire Bull Terriers

While some people may disagree on what and what is not a dangerous breed, more and more pet insurance companies are banning certain dog breeds.

However in a recent study, it was determined that the situation that the dog is in rather than the breed is more indicative of whether or not a dog will bite someone.

Also they concluded that whether or not a dog is spayed or neutered does not have much of an effect on whether a dog will or won't bite someone.

Remember most dog bites happen to family members and friends, not to people. Most of these dog bites happen when the dog is being defensive of their food or some type of toy.

Is important to supervise the little children when they're around dogs and teach them to respect the dog.

If you do have a breed profiled on this list you may be able to find insurance if you take a professional dog training course.

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